By Yourself It is Not As Hard As Banks Want You to Think

The primary weapon banks use against you to keep your home is fear. They pray that when you get a foreclosure notice you freeze and assume you are going to lose your house. Because without fear, they lose. The laws are in favor of an educated homeowner, not the banks. Read about how to keep your home.

Banks love the phone, they hate the mail

If you have ever dealt with any type of debt collection you know that these people love to get on the phone and harass you to death. The executives of these places love to put people on the phones because it is cheap, and they can get great information out of their victims. They hate the mail, because it requires an individual response, takes time to do and time to mail. So, when you fight a bank, you want to be dealing in notarized mail, whenever possible. If you are not legally required to pick up the phone, don’t. Unless, you are 100% sure of what you are saying. Dealing solely through the mail is very effective, because it gives you time to prepare a proper response and only give as much information as legally necessary.

The first step to stopping foreclosure is mailing necessary documentation

There are forms that you can mail to get payment delays, suspension of payments for a certain number of months, and documentation to announce that you are legally contesting the foreclosure. These lenders know there are two types of people when it comes to foreclosure: those that assume they can do nothing and those who don’t. When you start sending these forms they cringe, because they know you got smart and are going to beat them.

This foreclosure site made by a foreclosure attorney, will teach you how to delay and win

These foreclosure secrets are known by current foreclosure attorneys and they charge thousands to do them for you. One lawyer has decided to put all the information on a web site to help people who don’t have $3,000- $5,000 to pay him to do it. It includes all forms you will need in the legal system, and instructs you how to use them.

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